Download: Social Security, A Quick & Easy Planning Guide
As with any effort to create something for everyone, Social Security can be mind-numbingly opaque and difficult to understand. In trying to create something for everyone, complexity is part of the game. This guide is not intended to provide the “one” best answer, because when to start is a unique decision for everyone based on your personal situation. This guide will provide a road map of questions and considerations to weigh in forming your own decision.
Click the button below to get a copy of our helpful guide that includes useful information about social security, as well as a checklist to help you decide how you should proceed with your retirement plan.
Articles About Social Security
The RMD problem: What To Do If You Don’t Need Yours
For most retirees, required minimum distributions (RMD) from retirement accounts are needed to cover daily expenses of living. For some retirees however, RMDs reflect taxable income they don’t need. In their case, while saving [...]
Selling Used Cars
By: Phil Kernen In 2021, the U.S. recorded 40.6 million used car sales, more than 70% of total vehicle sales and leases. Many used car sales still occur on the corner lot or between [...]
The Future Of ESG
By: Phil Kernen Making investment decisions based on a company's environmental, social, or governing (ESG) policies and associated risks can make sense in theory. However, doing so is a relatively new practice and full [...]
Managing Capital Gains Taxes
Taxes. We all pay them, no matter where we fall on the spectrum of income or political views. The IRS levies many taxes such as sales or income taxes, the timing over which we [...]
You Just Received An Inheritance. Now What?
Estimates of how much wealth will transfer from baby boomers to younger generations over the next two decades start at $30 trillion and move higher from there. According to the Federal Reserve, about half [...]
Inflation Hedging
By: Phil Kernen What should investors do when inflation comes to stay? The loss of purchasing power following a general price increase will upset the spending plans of any portfolio. Following are several commonly [...]
How to Manage Your Retirement Expectations Gap
By: Phil Kernen Retirement planning is hard. It requires giving thought to a host of questions and determining assumptions whose impact may not materialize for a decade or more, which provides a lot of [...]
Wind Power – Where Can It Go?
Governmental policy and customer demand are moving inexorably towards greater use of alternative energy; wind power is at the center. The Reduce Inflation Act of 2022, passed by the Senate and awaiting a vote [...]
Semiconductors – What To Know
By: Phil Kernen The supply chain bottlenecks experienced over the last two years originated with component shortages, the blame for which stemmed from insufficient semiconductors or chips. The lack of chips has denied car [...]